SERVICES

SERVICES

Find a solution that best suits your needs

We look forward to helping you with your finance needs. We can help first home buyers, next home buyers, refinancers and investors. Have a look below to see what kind of services we offer, or call us to discuss your specific requirements.

There are literally hundreds of loan products on the market today and it is our job to help you find the right solution to suit your individual needs and servicing ability.

We pride ourselves on delivering proactive service and support. We have extensive experience in all things lending, including:

Residential Home Loans

Your first home or moving your family into a new home is one of the most important decision you will make in your life. At Unico Financial we will take the stress out of the financing process, allowing you to take your time and focus on picking a suitable property for you and your loved ones. We can arrange a pre-approval for you which is usually valid for six months and with a vast array of lenders and product choices, Unico Financial will tailor a product suitable to your needs. Options such as variable, fixed and/or split are available to you. This style of product can enable you to renovate your home, purchase a new car or boat or finance that holiday that you have been longing for. If you have numerous credit cards, personal loans etc, why not let Unico Financial consolidate all of your debt into one manageable easy repayment solution.

Investment Home Loan

For those of you wanting to enter the residential investment property market, Unico Financial will assist you with building your property portfolio. Flexible loan types and solutions are at the forefront and will give you greater comfort during this investment period. Unico Financial will work closely with your accountant maximising your negative gearing strategy. With an array of lenders across the board, Unico Financial will assist you with your next acquisition.

Commercial Loans

Whether you are a small start up or corporation requiring funding for working capital (cash flow finance) or a simple debt piece to acquire equity, Unico Financial has the knowledge and expertise to assist you, with growing your business.

Property Finance

Looking to expand your investment portfolio by acquiring a residential complex, commercial and industrial real estate, Unico Financial has an extensive amount of experience and contacts within this field. Even for those deals outside of normal bank guidelines, Unico Financial will utilise their contacts helping you to find the right partner for your transaction.

Construction Loans

This incorporates residential construction, moving into larger scale developments of residential apartments, commercial and industrial complex. Unico Financial has access to all the major lenders, second and third tier lenders coupled with private funding or equity partners.

Banking Consultancy

With over twenty eight years in the finance industry and working for the leading bank of Australia, Unico Financial can provide knowledge on system/process enhancements for key projects. This includes preparing potential top end bank executives for leadership roles within the industry, where they are expected to have a background understanding of how things work in a bank.

Asset (Equipment) Finance

Looking to finance new laptops, medical equipment, cars, boats, large trucks, tippers, concrete batching plants or assist your cash flow with insurance premium funding, Unico Financial has the right solution for you.

The major benefit of using a broker to finance other large purchases besides property is obtaining finance that is tailored to fit your current financial circumstances and needs. With depreciating assets, the right finance can also potentially save you money on interest and fees, or potentially help you maximise your tax benefits.

AND MORE – Not sure what kind of loan you need for your current financial circumstances? That’s our job. We deliver tailored finance solutions chosen from a panel of leading lenders, and give you peace of mind that your loan is working for you. Contact us today to find out all the ways we can help you.